Housing costs are rising across the nation, and faster than most incomes. While poor renters have long faced an affordability problem, housing in urban areas with strong job markets is becoming increasingly unaffordable for middle-income workers as well. Jenny Schuetz proposes alignment of three policy tools to improve housing affordability, including zoning reform, a land value tax, and more housing subsidies. Better housing policy, Schuetz argues, will create more homes in high-opportunity locations, provide financial relief for low-income families, and improve housing market efficiency.